Checking Accounts
With a variety of accounts and additional features like Online Banking and Online Check Orders, Community Bank & Trust makes managing your checking account easy.
Totally Free Checking
Our popular no-hassle account offers unlimited free checking with no fees or minimum balance requirement.
- $50 minimum opening balance
- No monthly fees
- No minimum balance
- Unlimited check writing
- Online Banking with free BillPay
- Free eStatements
- Mobile Banking
- Phone Banking
- VISA® Debit Card
Interest Checking
We believe in offering more than you expect.
Enjoy unlimited transactions, earn interest, and avoid a monthly fee by maintaining a specified minimum balance.
- $50 minimum opening balance
- Earns interest
- Unlimited check writing
- Online Banking with free BillPay
- Free eStatements
- Mobile Banking
- Phone Banking
- VISA® Debit Card
Royal Checking
Royal Checking offers high value and expanded benefits, while paying a higher interest rate than Interest Checking.
- $50 minimum opening balance
- Earns interest
- Free Royal checks
- Four (4) free official checks per month
- Free Travelers Cheques
- Free standard safe deposit box1
- Online Banking with free BillPay
- Free eStatements
- Mobile Banking
- Phone Banking
- VISA® Debit Card
VISA® Debit Card
Your CBT VISA® Debit Card works just like a credit card except your purchases are deducted directly from your checking account. This card is accepted at locations throughout the world that accept VISA®. It also functions as your ATM card.
Verified by VISA®
Protect your VISA® Debit Card with a personal password, so only you can approve purchases when shopping online with participating retailers.
Ready Reserve
Avoid the expense of accidentally overdrawing your account by signing up for Ready Reserve. With an unsecured line of credit up to $5,0002, it’s like giving yourself a loan when you need it most. All you have to do is either write a check, use your ATM card, or VISA® Debit Card to access your Ready Reserve funds. It’s just that simple!
1Subject to availability.
2Subject to credit approval.