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Personal
Personal Loans
When you need a loan, you need a bank that can make local decisions to make the process from application to closing quick and easy. We offer a variety of loan programs and experienced lenders to help find the right one for you and your family.
Personal Loans1
At Community Bank & Trust, we offer installment loans that fit your lifestyle and your budget. With competitive rates, these loans can help you buy a car or boat, make home improvements . . . or do just about anything.
- Option to have automatic draft from your checking or savings account
- Manage loans via Online Banking
- Local processing and underwriting
- Streamlined paperwork and fast approvals
Home Equity Loans1
A Home Equity Loan allows you to use your home as security for education, remodeling your home, etc. at a fixed rate. And, automatic payments can be deducted from your checking or savings account.
- Minimum of $15,000
- No annual fee
- Fixed rate
- Online Banking
- Mobile Banking
FirstLine (Home Equity Line of Credit)1
As a homeowner, you can borrow against the equity you’ve built with a revolving line of credit. We provide easy access to your account through convenience checks, and automatic payments can be deducted from your checking account.
- Minimum of $15,000
- Interest earned may be tax deductible2
- Variable rate
- Revolving credit
- Free eStatements (Click here to sign up)
- Online Banking
- Mobile Banking
1All loans are subject to loan approval
2Consult your tax advisor