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Personal
Retirement
It’s never too early to start saving for retirement or your child’s education. We offer a variety of options to fit your financial goals. We can help you with all of your needs whether you’ve just started thinking about retirement, are nearing retirement age, or somewhere in between.
Retirement plans are not one size fits all. And sometimes figuring out which plan will work best for you is confusing. Contact one of our local bankers for the support and information you need to determine which IRA is best for you.
Traditional IRA
A Traditional IRA allows you an opportunity to supplement your other retirement savings.
- Contributions may be tax-deductible1
- Withdrawals may begin at age 59 1/22
Roth IRA
Contributions are not tax-deductible, but earnings are tax-deferred (and potentially without tax penalty)1.
Education IRA
Withdrawals are tax-free and penalty-free if used for room and board, tuition, and certain other expenses3.
Rollover IRA
Contribute funds from a qualified pension plan, profit-sharing plan, or IRA from another institution.
1Consult your tax advisor concerning contribution amounts and tax deductibility.
2Withdrawals may be subject to certain penalties.
3Consult your tax advisor concerning eligible expenses.