Checking Accounts
Whether you’re a large company with a lot of transactions or a small non-profit with just a few, Community Bank & Trust has an account that’s perfectly suited for your business.
Free Business Checking
A free no-nonsense account for small to mid-sized business owners wanting to save money.
- $100 minimum opening balance
- No minimum daily balance requirement
- No monthly maintenance fee
- 500 free items (debits, credits, deposits)
- Business VISA® Debit Card
- Online Banking with Free Billpay
- Phone Banking
Business Checking
This account was created for businesses with higher transaction levels. The balance maintained can help offset fees.
- $100 minimum opening balance
- No minimum daily balance requirement
- Earnings Credit Rate paid of positive collected balances can be used to offset service fees including monthly maintenance fee1
- Business VISA® Debit Card
- Online Banking with Free Billpay
- Phone Banking
Business Interest Checking2
Ideal for sole proprietors or certain non-profit agencies, this account lets you earn interest and credits to offset fees.
We believe small businesses can play a big role in the community.
- $100 minimum opening balance
- Earns interest with no minimum daily balance
- Earnings Credit Rate paid of positive collected balances can be used to offset service fees including monthly maintenance fee1
- Business VISA® Debit Card
- Online Banking with Free Billpay
- Phone Banking
Community Checking
Designed exclusively for non-profits, churches and associations, this is the ideal low-cost money management option.
- $100 minimum opening balance
- Earns interest with $500 minimum balance
- Unlimited check writing
- 30 free debits
- Business VISA® Debit Card
- Online Banking with Free BillPay
- Phone Banking
Community Checking Plus
Designed exclusively for larger non-profits that maintain higher balances.
- $100 minimum opening balance
- $2,500 minimum daily balance
- Earns interest with $10,000 minimum balance
- Unlimited check writing
- Business VISA® Debit Card
- Online Banking with Free BillPay
- Phone Banking
VISA® Business Debit Card
Your VISA® Business Debit Card works just like a credit card except your purchases are deducted directly from your checking account. This card is accepted at all locations throughout the world that accept VISA®. It also functions as your ATM card.
1Earnings credit based on factor set by CBT from time to time.
2Earnings reduced by interest paid.